EMI vs SIP for ₹1,700,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 16,627
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 13,864
Monthly Savings
₹ 2,764
SIP Investment
@ 12% for 18 years
₹ 2,115,462
Extra Interest Paid
₹ 400,671
Final Outcome
₹ 1,714,791
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 7%, investing savings can generate ₹2,115,462.
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