EMI vs SIP for ₹1,500,000
9 Years @ 9%
Original Plan
9 Years @ 9%
EMI: ₹ 20,314
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 15,734
Monthly Savings
₹ 4,580
SIP Investment
@ 12% for 14 years
₹ 1,998,925
Extra Interest Paid
₹ 449,371
Final Outcome
₹ 1,549,554
Profit from SIP strategy
Analysis
For ₹1,500,000 loan at 9%, investing savings can generate ₹1,998,925.
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