EMI vs SIP for ₹1,500,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 15,906
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 15,485
Monthly Savings
₹ 420
SIP Investment
@ 12% for 29 years
₹ 1,312,006
Extra Interest Paid
₹ 808,063
Final Outcome
₹ 503,942
Profit from SIP strategy
Analysis
For ₹1,500,000 loan at 12%, investing savings can generate ₹1,312,006.
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