EMI vs SIP for ₹1,500,000
17 Years @ 9%
Original Plan
17 Years @ 9%
EMI: ₹ 14,382
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 13,068
Monthly Savings
₹ 1,314
SIP Investment
@ 12% for 22 years
₹ 1,703,382
Extra Interest Paid
₹ 515,910
Final Outcome
₹ 1,187,472
Profit from SIP strategy
Analysis
For ₹1,500,000 loan at 9%, investing savings can generate ₹1,703,382.
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