EMI vs SIP for ₹1,500,000
16 Years @ 7%
Original Plan
16 Years @ 7%
EMI: ₹ 13,008
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 11,377
Monthly Savings
₹ 1,631
SIP Investment
@ 12% for 21 years
₹ 1,857,228
Extra Interest Paid
₹ 369,464
Final Outcome
₹ 1,487,764
Profit from SIP strategy
Analysis
For ₹1,500,000 loan at 7%, investing savings can generate ₹1,857,228.
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