EMI vs SIP for ₹1,300,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 11,926
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 11,472
Monthly Savings
₹ 454
SIP Investment
@ 12% for 29 years
₹ 1,416,585
Extra Interest Paid
₹ 557,623
Final Outcome
₹ 858,962
Profit from SIP strategy
Analysis
For ₹1,300,000 loan at 10%, investing savings can generate ₹1,416,585.
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