EMI vs SIP for ₹1,100,000
29 Years @ 12%
Original Plan
29 Years @ 12%
EMI: ₹ 11,356
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 11,193
Monthly Savings
₹ 163
SIP Investment
@ 12% for 34 years
₹ 936,711
Extra Interest Paid
₹ 614,924
Final Outcome
₹ 321,787
Profit from SIP strategy
Analysis
For ₹1,100,000 loan at 12%, investing savings can generate ₹936,711.
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