EMI vs SIP for ₹1,100,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 11,664
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 11,356
Monthly Savings
₹ 308
SIP Investment
@ 12% for 29 years
₹ 962,138
Extra Interest Paid
₹ 592,580
Final Outcome
₹ 369,558
Profit from SIP strategy
Analysis
For ₹1,100,000 loan at 12%, investing savings can generate ₹962,138.
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