EMI vs SIP for ₹10,000,000
6 Years @ 12%
Original Plan
6 Years @ 12%
EMI: ₹ 195,502
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 136,779
Monthly Savings
₹ 58,723
SIP Investment
@ 12% for 11 years
₹ 16,126,243
Extra Interest Paid
₹ 3,978,661
Final Outcome
₹ 12,147,582
Profit from SIP strategy
Analysis
For ₹10,000,000 loan at 12%, investing savings can generate ₹16,126,243.
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