EMI vs SIP for ₹10,000,000
16 Years @ 8%
Original Plan
16 Years @ 8%
EMI: ₹ 92,493
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 82,043
Monthly Savings
₹ 10,450
SIP Investment
@ 12% for 21 years
₹ 11,898,812
Extra Interest Paid
₹ 2,916,224
Final Outcome
₹ 8,982,588
Profit from SIP strategy
Analysis
For ₹10,000,000 loan at 8%, investing savings can generate ₹11,898,812.
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