EMI vs SIP for ₹1,000,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 8,846
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 8,307
Monthly Savings
₹ 539
SIP Investment
@ 12% for 26 years
₹ 1,158,538
Extra Interest Paid
₹ 362,713
Final Outcome
₹ 795,825
Profit from SIP strategy
Analysis
For ₹1,000,000 loan at 9%, investing savings can generate ₹1,158,538.
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