EMI vs SIP for ₹1,000,000
17 Years @ 9%
Original Plan
17 Years @ 9%
EMI: ₹ 9,588
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 8,712
Monthly Savings
₹ 876
SIP Investment
@ 12% for 22 years
₹ 1,135,588
Extra Interest Paid
₹ 343,940
Final Outcome
₹ 791,648
Profit from SIP strategy
Analysis
For ₹1,000,000 loan at 9%, investing savings can generate ₹1,135,588.
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